AIC is a voluntary affiliation of State and National Associations that collaborate to moderate the escalating cost of health care insurance for their Members and Associate Members. The role of AIC is to manage the relationship between the Association and their Members, and with the Carriers that have been selected as the AIC's Preferred Partners. AIC's strategy is to generate a large book of business so that savings can occur through buying power. In short, AIC is a partnership of Associations, Insurance Carriers, and Brokers whose goal is to provide group and voluntary insurance products that will add value to the employer - employee relationship via flexible and cost-effective solutions.

• AIC’s goal is to stabilize or reduce health insurance costs for employers and their employees through group purchasing
• AIC’s immediate role is to find quality solutions for each demographic of your group: executive-level • part-time • salaried • hourly
  

AIC OFFERS VALUE THROUGH FLEXIBILITY AND INNOVATION

• Fully Insured Major-Medical Plans – starting at 10 employees with existing coverage
• Fully Self-Insured Major-Medical Plans – starting at 10 employees
• Limited Benefit Medical Indemnity Plans – starting at 5 employees
• Vision, Dental, Life, and Disability Plans – starting at 2 employees
• Cancer, Critical Care, Accidental and other Group Indemnity Plans
• Individual Health Insurance and Benefits Gateway for Employees Without Insurance
• Dual Participation Plans Combining Major-Medical with Limited Benefit Medical Indemnity Plans
• Gap Plans – for those with high deductible health plans
• Group Discounts and Multi-Year Fixed Insurance Rates on AIC Core Programs
• AIC Major-Medical Group Discount “pool”
• AIC Is Not a Brokerage. AIC Carriers Pay Commissions to Your Broker.
• AIC’s Carrier Networks include: PHCS, Multi Plan; FirstHealth; Health Link; Sagamore, Aetna ASA; Cigna, and over 20 regional networks.
• The AIC’s Carriers (Rated A- to A by AM Best & Fitch) Include:

ACE Life
Aflac
American General Life
Anthem BC-BS
Cigna
Companion Life (BC-BS of S. Carolina)